Seniors: Get A Cost-Effective Walk-In Tubs With This Guide

Walk-in tubs are an essential home modification for seniors who want to maintain their independence while ensuring safety in their bathrooms. These tubs are designed with doors that open and close on the front or side, eliminating the need to climb over the side of a traditional bathtub. They often come equipped with features like non-slip floors, handrails, adjustable shower heads, and even hydrotherapy options. However, the cost of purchasing and installing a walk-in tub can be prohibitive for many. This article explores practical strategies for finding affordable walk-in tubs for seniors, including facts and numbers that can help guide your decision-making process.

Understanding the Costs

The price of a walk-in tub can vary significantly based on features, size, brand, and installation requirements. On average, walk-in tubs range from $2,000 to $7,000, with premium models costing up to $20,000 or more. Installation costs can add another $1,000 to $5,000 to the total expense. These figures can be daunting, but there are several ways to manage them effectively.

Research and Compare

Begin by researching different brands and models. Websites like Consumer Reports and Senior Living provide reviews and ratings that can help you compare safety features, reliability, and customer satisfaction scores. Consider both high-end and mid-range models to understand what features are available at different price points.

Seek Out Discounts and Rebates

Many companies offer discounts, especially during sale periods such as Black Friday or the end of the financial year. Additionally, some manufacturers provide rebates for seniors or individuals with disabilities. It’s worth contacting manufacturers directly to inquire about any potential savings.

Explore Financing Options

Some companies offer financing plans that allow you to pay for the tub over several months or years. This can be a manageable way to spread the cost over time without needing a large sum of money upfront. Be sure to compare interest rates and total repayment costs before signing any agreements.

Consider Lesser-Known Brands

While well-known brands can offer added reassurance in terms of quality and reliability, lesser-known brands may provide similar products at a fraction of the cost. It is important to read reviews and check warranties to ensure that you are not compromising on safety or quality.

Look for Grants and Assistance Programs

Various grants and financial assistance programs can help cover the cost of purchasing and installing walk-in tubs. For example, Medicaid might cover part of the costs under its Home and Community-Based Services (HCBS) waivers. The Department of Veterans Affairs also offers grants for home modifications to qualifying veterans.

Opt for Simpler Models

Consider choosing a tub with fewer luxury features. Basic models that still provide safety features like anti-slip floors and handrails can be significantly cheaper than those with advanced features like hydrotherapy jets or heated seats.

Buy Used or Refurbished

Sometimes you can find used or refurbished walk-in tubs sold at a significantly reduced price. Ensure that any used tub is thoroughly inspected and comes with a reasonable warranty. Online marketplaces like eBay or local classifieds are good places to start looking.

Check Insurance Options

Some insurance policies, including long-term care insurance, might partially cover the cost of a walk-in tub if it is prescribed as a necessary medical appliance. Check with your insurance provider to see what is covered under your policy.

Do It Yourself Installation

If you or a family member is handy, you might consider a DIY installation to save on labor costs. However, this should only be attempted by those with the necessary skills, as poor installation can lead to leaks and other issues that might negate any initial savings.

Rent Instead of Buy

If the tub is needed for a short period, consider renting a walk-in tub instead of buying one. This can be a cost-effective solution for temporary situations.


Finding an affordable walk-in tub requires research, patience, and a bit of creativity. By exploring various purchasing strategies and funding sources, seniors can find a solution that fits their budget without compromising on safety or quality.